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  Paybis serves as a comprehensive crypto‑payment solution, founded in 2014 and headquartered in Warsaw, Poland,
  now operating in over 180 countries with support for more
  than 80–90 cryptocurrencies and handling billions in transaction volume :contentReference[oaicite:1]index=1.
  
  The platform provides a plug‑and‑play wallet as a service
  and on‑ramp/off‑ramp API integration options for businesses, enabling users
  to buy, sell, swap and accept crypto payments instantly across traditional and blockchain rails :contentReference[oaicite:2]index=2.
  It supports over 50 payment methods including credit/debit cards, e‑wallets, Apple Pay, Google Pay, local rails like PIX, Giropay, SPEI,
  bank transfers, etc., across 180 countries and 80+ fiat currencies :contentReference[oaicite:3]index=3.
  With a low minimum entry fee—starting at around $2–5 depending on volume—and clear
  fee disclosure (typically 2 USD minimum commission and card or e‑wallet fees up to ~4.5–6.5%, plus
  network fees), Paybis prides itself on transparent pricing :contentReference[oaicite:4]index=4.
  
  Through its secure MPC architecture, which splits private keys across multiple parties, ensures on‑chain transparency,
  user control, and strong security without needing traditional “proof
  of reserves” disclosures :contentReference[oaicite:5]index=5.
  
  Paybis is registered as a Money Service Business with
  FinCEN in the USA, is VASP‑registered in Poland, and complies
  with FINTRAC in Canada, enforcing KYC/AML checks for larger transactions while offering optional no‑KYC
  flow for smaller amounts (under ~$2,000) in select cases :contentReference[oaicite:6]index=6.
  Businesses can integrate Paybis in hours through SDKs and APIs, access dedicated account managers, and benefit from high authorization rates (~70–95%) and 24/7
  multilingual support in over nine languages :contentReference[oaicite:7]index=7.
  Use cases include wallets, fintechs, marketplaces, gaming
  platforms, DeFi services, and global platforms in need of stablecoin payouts, IBAN‑based settlement,
  or mass crypto payouts via Paybis Send or OTC business wallets :contentReference[oaicite:8]index=8.
  Although some user‑reported issues have
  arisen—such as account suspensions without explanation, slow refund processing in rare scenarios,
  or payment verification difficulties—overall feedback through Trustpilot and other independent reviews is largely positive with
  nearly 5‑star ratings thanks to its customer‑friendly design and
  straightforward crypto onboarding flow :contentReference[oaicite:9]index=9.
  
  Altogether, Paybis represents a robust, secure, and flexible crypto payment
  and wallet solution ideal for businesses wanting to bridge fiat and crypto
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